If you made a deposit several days ago, you might notice another transaction process is occurring even though you haven't made an additional deposit.


This can happen when your bank places a temporary hold on your debit or credit card when you first make your deposit. This is normal and will resolve itself within 3 business days. 


Here's what's happening:


There are two steps to a credit card transaction. First, your bank will authorize the purchase by informing the merchant that the cardholder is able to pay. Second, the bank settles the transaction by transferring the funds. The authorization happens right away at the time of purchase, but it can sometimes take additional time for the bank to complete the transfer of funds. Authorized transactions will appear separately on credit card statements until the transaction is settled.